By accessing this website you agree to be legally bound by these terms, which shall take effect from the moment of your first use. These terms and conditions may be amended and updated by posting changes online at any time. Your continued use of the website means you agree to be legally bound by these terms and conditions as amended and /or updated.

English law governs this agreement and the parties agree to submit to the exclusive jurisdiction of the English courts. You agree to use this website for lawful purposes only and in a manner which does not restrict, inhibit or infringe others use and enjoyment of this website.

The names, images and logos identifying Howland and Partners Limited or third parties and their products and services are subject to copyright, design rights and trade marks of Howland and Partners Limited and/or third parties.

The content of this website is provided "as is" without any representations or any kind of warranty made (whether express or implied by law), including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

We will not be liable for any damages, including indirect or consequential damages, or any damages arising from use or loss of use, data or profits, whether in contract, negligence or other action, arising from or in connection with the use of this website. No reliance for decisions or actions can be placed upon use of this website and information contained herein.

Other websites may be accessed via hyperlinks from this website. These sites are not under our control and we are not responsible in anyway for their contents.